If you have not acquired more than a bare existence, it is because you have failed to learn the laws that govern money, or you have ignored them.

Here are three spiritual laws that govern money:

  1. Save a percentage of your income –   Dishonest money dwindles away, but he who gathers money little by little makes it grow. (Proverbs 13:11) He who gathers in summer is a prudent son, but he who sleeps in harvest is a son who brings shame. (Proverbs 10:5)
  2. Give a percentage of your income – Give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you. (Luke 6:38) Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine. (Proverbs 3: 9-10) 
  3.  Invest a percentage of your income– Give a portion to seven, or even to eight, for you know not what disaster may happen on earth. (Ecclesiastes 11:2) Whoever multiplies his wealth by interest and profit gathers it for him who is generous to the poor. (Proverbs 28:8) he considers a field and buys it; with the fruit of her hands, she plants a vineyard. (Proverbs 31:16)
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