Meet Peter Archangel
After high school, my plan was simple, get a good job, raise a family, retire and live off of my pension and social security. For most of my early adult life, I had good jobs, I saved a little money and I avoided getting into too much debt, but I had no written plan for my financial future.
I didn’t live with a written budget, I knew nothing about investing, wills or estate planning. However, there was one important behavior I adopted, I never spent more than I earned. I somehow learned to live within my means.
In my mid-thirties I landed a job at a national automotive financing company, and at the advice of my manager, I started saving in the company’s 401k plan. That was my first exposure to the world of investing.
Part of my job was collecting payments from customers who were delinquent. I learn a lot about how people got into too much debt and were unable to fulfill their obligations.
I learned that many people were living from paycheck to paycheck and a little or no savings. Most importantly I learned that there were solutions to most of their financial problems and that I could help.
During this time I learned a lot about the importance of living on a budget, controlling cash flow and spending. I learned a lot about investing and the power of compound interest. I also learned that many people need the help of a financial coach and/or advisor.
Over the years my wife and I have been very successful financially. We are totally debt-free and have accumulated a sizable net worth. We have a financial advisor and he earns his fee.
With more than 30 years of experience in the financial industry, a Dave Ramsey trained financial counselor, and having conducted numerous financial seminars I feel aptly qualified to help you reach your financial goals and objectives.
I authored two books entitled “Success is God’s Idea: Keys to Living a Prosperous Life” and “Thrive: Getting on A Path to Financial Freedom”
My wife Priscilla and I live in Northville, Michigan and enjoy reading, traveling and playing golf.