Thank you again for visiting my website. My intention is to encourage anyone who feels stuck or believes their financial situation is permanent. You can improve your financial situation exponentially from where you are now. I know you may feel like you’ve tried everything possible, but don’t let that stop you from trying again. Your situation can improve immediately if you believe it can. Your attitude and expectations can take you much further than you think.

A series of good decisions made repeatedly can lead to a breakthrough and financial success. I must warn you that every good decision will be met with opposition. Anything worthwhile is rarely easy. Doubt will creep in the moment you decide to go against your normal thought patterns. I will challenge you to overcome your doubts and achieve your breakthrough.

The level of thinking that led to you being in the financial situation you are in will not get you out of it. To achieve the financial success you desire, you must embrace new ideas and take a different path. You may be doing well, but I believe you have the potential to do even better. You chose to visit this website because you want to improve your financial situation, so you’ve already taken the first step.

You’re still reading because something is different, what you have been reading feels right.  I don’t have all the answers, but what if I have the right answers you need, isn’t it working explorer further. I believe I can help you.

I’m a financial literacy advocate, author, and speaker who enjoys assisting people, particularly Gen Xers, in improving their financial situation and moving toward financial freedom.  I have about 30 years of expertise in the financial services area.  While working in the financial services business, I learned a great deal about credit, loans, credit scores, debt, debt reduction, insurance, and much more. I am a Dave Ramsey-trained financial counselor.  I wrote two books: “Success Is God’s Idea: Keys to A Prosperous Life” and “Thrive: Getting on the Path to Financial Freedom.” I like reading the Bible and personal development books. I also enjoy playing golf.