The Art of Living$Wise

LIVING$WISE is a method of thinking that enables people to live within their means while working toward financial independence. The truth is that we make life decisions depending on how we think rather than what we think. Some of you may be aware of the scripture, “As a man thinks in his heart, so is he.” Our thinking determines our outcomes.


The Five Pillars of LIVING$WISE



It has never occurred to the average person who they could become. The average person grew up in a family where they were never encouraged to climb as high as they can.


No one becomes financially successful until they decide to. Even if a person reads a book or attends a seminar. Nothing changes until they make a decision to do something different.


Procrastination keeps many people from becoming financially successful. People always have a good reason not to begin doing what they know they need to do to achieve financial success.


If you cannot delay gratification and discipline yourself to refrain from spending more than you earn, you cannot become financially successful.

Time Perspective

How far do you project into the future when you make a decision?

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