Money plays a very important and necessary part in our lives. Money is time, money is confidence but most of all, money is freedom. It is not a pretty truth but if you want to become the best version of yourself, you need to become financially secure. The way you think about money will determine how much of it you accumulate and your financial independence more than any other factor.  Financial independence is generally used to describe the state of having sufficient personal wealth to live, without having to work actively for basic necessities.  Your attitude toward money affects your emotions and your motivations.  I think it’s important to nail down your money philosophy as soon as you can, because how you view your money matters, and it affects your end results.

If you have a healthy philosophy about managing money, one that treats money as a tool, and not as an end goal, you will eventually find yourself on a path to financial success and independence. There is a fundamental difference in how wealthy people think about money and how the middle-class people think. For example, the middle class focuses on saving, while the wealthy focus on earning. The middle class sees starting your own business as risky, but the wealthy see starting a business as the road to wealth. The middle class sees money through the eyes of emotion, while the wealthy see money through the eyes of logic. The middle class has loosely defined goals with flexible deadlines, but the wealthy have firm goals with “do or die” deadlines.  Finally, but perhaps most importantly the middle class lives beyond their means, while the wealthy live below their means.