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Financial Freedom is having enough money and resources to make the decisions and choices you wish to make.  It’s not about just accumulating money; it’s about having options.   People without much money have little to no options.  They get to live with everyone else’s decision. Financial insecurity seems to be common among many people, especially those in the lower income brackets.  According to a 2015 Pew Charitable Trust report, more than half of Americans are unprepared for a financial emergency.  While 6 in 10 Americans break even or spend more than they earn each month; and 1 in 3 have no savings.  If America is to remain strong economically it needs the majority its citizens financially secured.

The potential for having financial success in this country is limitless.  People are literally standing in line to get into this country to make their dreams come true.  Access to information and training has never been greater.  You may not think much about financial success now, but trust me there will come a time when you will.  I often say; that if I knew then what I know now I would have attained financial success must sooner.    Most people discover late in life that they forfeited financial freedom for instant gratification.    Unfortunately, many people have no formal plan to become financially successful; they simply hope things work out.

I recently saw a statistic that claimed that about 43% of American families spend more than they earn each year.  Spending shapes your financial world but you get to decide how.  Rule #1 of financial freedom is spending less than you earn. If you can’t do that, you’ll never be financially successful no matter how hard you work, how many hours you put in, how many promotions you receive, or how much money you make.